How to use this feature

Follow these simple steps to utilise PayPal Credit

1

Go to the Checkout

Choose your product and proceed to the checkout.

2

Select "PayPal"

as your payment option

3

Log in to your PayPal Account

4

Choose PayPal Credit

You will be offered options to Pay in Full, Pay in 3 or use PayPal Credit

5

Select your repayment length

Choose 12, 24, 36 or 48 months (depending on the size of your purchase)

6

You will be asked for some information

Fill in the requested details

7

Get a Decision

You will get a decision straight away

8

You're Done

Sit back and wait for your new purchase to arrive.

PayPal Credit โ€“ Up to 48 Months 0% Finance*

What is PayPal Credit?

It's a fast and flexible way to spread the cost of your purchase with 0% interest offers available.

Approval is quick and easy โ€“ simply select PayPal at checkout, choose Pay Later, and you'll receive an instant decision. Once approved, you can use PayPal Credit again and again.

Available Offers

  • ยฃ99+ 12 months 0% interest
  • ยฃ199+ 24 months 0% interest
  • ยฃ499+ 36 months 0% interest
  • ยฃ999+ 48 months 0% interest

Available to UK customers only. Minimum basket value ยฃ99. Subject to application and approval. Terms and conditions apply.

To learn more about about PayPal Credit check out PayPal Credit FAQ's .

Quick & Easy Approval

Get an instant decision and start shopping with PayPal Credit today

How to Use It

  1. - Select PayPal at checkout
  2. - Choose Pay Later and select PayPal Credit
  3. - Complete your application and receive an instant decision
  4. - Return to checkout and complete your purchase

Flexible Payment Options

Choose the payment plan that works best for you

PayPal Pay in 3

For purchases between ยฃ30 and ยฃ2,000, you can split your payment into 3 interest-free instalments with no fees when you pay on time. Fro more information on PayPal Pay in 3, please check outย Pay In 3 FAQ's for more information.

  1. Choose PayPal at checkout
  2. Select Pay in 3 and complete your application
  3. Pay your first instalment today, then two more payments every 30 days

Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. 18+ only. T&Cs apply.

PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.

PayPal Credit: Terms and conditions apply. Credit subject to status, UK residents only, Kronos AV LTD

Kronos AV LTD acts as a broker and offers finance from a restricted range of finance providers.

PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+.

UK residents only. Pay in 3 is a an unregulated credit agreement. Check if affordable and how you will repay.

May make other borrowing more difficult or expensive. See product terms for more details