How to use this feature

Follow these simple steps to utilise PayPal Credit

1

Go to the Checkout

Choose your product and proceed to the checkout.

2

Select "PayPal"

as your payment option

3

Log in to your PayPal Account

4

Choose PayPal Credit

You will be offered options to Pay in Full, Pay in 3 or use PayPal Credit

5

Select your repayment length

Choose 12, 24, 36 or 48 months (depending on the size of your purchase)

6

You will be asked for some information

Fill in the requested details

7

Get a Decision

You will get a decision straight away

8

You're Done

Sit back and wait for your new purchase to arrive.

PayPal Credit – Up to 48 Months 0% Finance*

What is PayPal Credit?

It's a fast and flexible way to spread the cost of your purchase with 0% interest offers available.

Approval is quick and easy – simply select PayPal at checkout, choose Pay Later, and you'll receive an instant decision. Once approved, you can use PayPal Credit again and again.

Available Offers

  • £99+ 12 months 0% interest
  • £199+ 24 months 0% interest
  • £499+ 36 months 0% interest
  • £999+ 48 months 0% interest

Available to UK customers only. Minimum basket value £99. Subject to application and approval. Terms and conditions apply.

To learn more about about PayPal Credit check out PayPal Credit FAQ's .

Quick & Easy Approval

Get an instant decision and start shopping with PayPal Credit today

How to Use It

  1. - Select PayPal at checkout
  2. - Choose Pay Later and select PayPal Credit
  3. - Complete your application and receive an instant decision
  4. - Return to checkout and complete your purchase

Flexible Payment Options

Choose the payment plan that works best for you

PayPal Pay in 3

For purchases between £30 and £2,000, you can split your payment into 3 interest-free instalments with no fees when you pay on time. Fro more information on PayPal Pay in 3, please check out Pay In 3 FAQ's for more information.

  1. Choose PayPal at checkout
  2. Select Pay in 3 and complete your application
  3. Pay your first instalment today, then two more payments every 30 days

Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. 18+ only. T&Cs apply.

PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.

PayPal Credit: Terms and conditions apply. Credit subject to status, UK residents only, Kronos AV LTD

Kronos AV LTD acts as a broker and offers finance from a restricted range of finance providers.

PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+.

UK residents only. Pay in 3 is a an unregulated credit agreement. Check if affordable and how you will repay.

May make other borrowing more difficult or expensive. See product terms for more details